Charity Risk + Insurance Outlook 2026

The world of insurance is changing for charities in 2026. With insurers tightening up what they cover and taking a closer look at how organisations manage risk, many charities are now checking whether their insurance and safety measures still do the job they need them to.

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Access Insurance offer specialist advice for charities, churches and community groups. They design policies to ensure customers are properly protected and only pay for the cover they need.

The information in this presentation is provided for information purposes only and is general and educational in nature and does not constitute legal advice. The information contained herein should not be considered as a substitute for seeking professional advice in specific circumstances.

All opinions expressed are the individuals own and not of (or to be affiliated with) the Benefact Group plc or its group companies.

Benefact Group plc shall not be liable for your use or any reliance on, or action taken (or not taken) by you and any loss, however incurred, as a result; all responsibility for such is excluded (except for that which cannot be excluded by law) by the Benefact Group plc.

Webinar Speakers

Tim Larden

Director at Access Insurance

Tim Larden is a Director at Access Insurance. He has 25+ years experience in the insurance sector, with 20 years specialising in the charity sector. In 2015 he took up the running of charity-specialists Ladbrook Insurance, which was acquired by Access Insurance in 2025.

Access is an ethically driven, Chartered Insurance Broker that services over 18,000 charity and not-for-profit organisations.

Access Insurance is part of the Benefact Group, giving all available profits to charity, and being owned by a charitable trust. The Group is an international family of financial service businesses with deep charity expertise in insurance, broking and investment management.

https://www.linkedin.com/in/timlarden
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